The preparation phase of filing for health insurance is an excellent time to implement a computer-based personal health record (PHR) because you can proverbially kill two birds with one stone, i.e. begin the creation of your own all important personal medical record and decrease the likelihood of being denied medical insurance coverage or experiencing gaps in your coverage known as pre-existing exclusions if your application is approved because of incorrect information entered on your application. The online health insurance application process from acquisition of health insurance quotes to the final application approval is a streamlined one which is designed to enable you to find the best insurance for you in the least amount of time, but if you do not have the proper information pertaining to your health while going through the process, the efficiency that is intended may be minimized or negated.
The creation of a personal health record as you prepare to file for health insurance online probably can not only help you more efficiently and accurately go through the application process and find the health insurance that is best for you, but can also be of immense value to you in the future in other settings such as applying for a job, applying for various licenses that require health information, obtaining an airman medical certificate if you are a pilot, and preparing for visits to doctors or other health care providers, only to mention a few.
In applying for health insurance, as is the case in virtually any application proceeding, going through the process without having documents to refer to can be very frustrating and might result in incorrect information being submitted causing your application to be denied, and in the worst case scenario, a conviction for health insurance fraud.
In deciding whether not to grant you medical insurance, insurance companies want to know a number of things about your past and current health such as past illnesses, current illnesses, dates of onset of symptoms perta